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Mortgage Matters

Mortgage solutions for the self-employed

Mortgage solutions for the self-employed

Jun 8, 2024 / 11:00 am

It is no longer as easy as it once was for the self-employed to obtain mortgage financing. If you have tried to secure a mortgage recently with an institutional...

With higher interest rates, a hybrid mortgage may be right for you

With higher interest rates, a hybrid mortgage may be right for you

May 25, 2024 / 11:00 am

A fixed rate mortgage or a variable rate mortgage? Why not both? If you are looking at renewing your mortgage this year, you will definitely be facing some...

Clearing up misconceptions about reverse mortgages

Clearing up misconceptions about reverse mortgages

May 11, 2024 / 11:00 am

A reverse mortgage is a financial tool that empowers homeowners aged 55 or older to unlock up to 55% of their home's value as tax-free cash. Unlike...

Divorce does not necessarily mean selling your home

Divorce does not necessarily mean selling your home

Apr 27, 2024 / 11:00 am

You might be going through, or considering, a separation or divorce. But the end of a relationship does not necessarily mean you will have to sell your home....

Latest changes to mortgage regulations explained

Latest changes to mortgage regulations explained

Apr 13, 2024 / 11:00 am

A few changes to mortgage regulations were announced this week by federal Finance Minister Chrystia Freeland. Here’s a recap of some of the recent...

Benefits of using a mortgage broker

Benefits of using a mortgage broker

Mar 30, 2024 / 11:00 am

Whether you are thinking about purchasing a new property or planning to consolidate some of your high-interest credit card debt, your first thought might be to...

Is it time to refinance your mortgage?

Is it time to refinance your mortgage?

Mar 16, 2024 / 11:00 am

One of the questions I get frequently is, “Can I refinance or restructure my mortgage mid-term?” The answer is yes. I can help you decide whether...

Dealing with outstanding tax debt

Dealing with outstanding tax debt

Mar 2, 2024 / 11:00 am

For self-employed individuals, dealing with tax debt can pose a significant challenge, especially when there are no tax deductions from regular paychecks or...

The benefits of reverse mortgages for Canadian retirees

The benefits of reverse mortgages for Canadian retirees

Feb 17, 2024 / 11:00 am

Are you perhaps seeking a little extra financial breathing room during retirement? If you find yourself in this position, you may be exploring various avenues...

Questions to ask when renewing your mortgage

Questions to ask when renewing your mortgage

Feb 3, 2024 / 11:00 am

Approximately half of all mortgages in Canada are set to renew in 2025 or 2026, due in part to the real estate frenzy that transpired over the course of the...

Are the benefits of debt consolidation right for you?

Are the benefits of debt consolidation right for you?

Jan 20, 2024 / 11:00 am

Now, more than ever, is the time to take a review of your current debt picture along with your budget to see where you can cut back your cost of borrowing and...

What you need to know about reverse mortgages

What you need to know about reverse mortgages

Jan 6, 2024 / 11:00 am

Reverse mortgages are quite often misunderstood and there are always lots of questions. Here are some of the most frequently asked questions with the answers....

Reviewing your mortgage each year could be financially rewarding

Reviewing your mortgage each year could be financially rewarding

Dec 23, 2023 / 11:00 am

Here’s my dilemma – how do I communicate the importance of an annual mortgage review, not only to my clients but to everyone who currently has a...

Reasons your mortgage application may be turned down

Reasons your mortgage application may be turned down

Dec 9, 2023 / 11:00 am

Applying for a mortgage can be extremely stressful and, if you aren’t familiar with the requirements to qualify for a mortgage, even more so. It can be...

Get a mortgage rate hold to avail of today's lower rate if rates increase

Get a mortgage rate hold to avail of today's lower rate if rates increase

Nov 25, 2023 / 11:00 am

It’s no secret the mortgage market is constantly fluctuating—rates go up and down and make it difficult to predict the best time to buy a house or...

Put your home equity to use

Put your home equity to use

Nov 11, 2023 / 11:00 am

Your home value may have increased significantly since you purchased your home, particularly if you bought prior to 2020. Homes are worth more and therefore net...

Reasons to consider a reverse mortgage

Reasons to consider a reverse mortgage

Oct 28, 2023 / 11:00 am

A reverse mortgage can be a valuable financial tool for seniors seeking to tap into the equity of their homes without selling their homes. This unique financial...

Early mortgage renewal may not be the best option

Early mortgage renewal may not be the best option

Oct 14, 2023 / 11:00 am

It’s interesting to note that approximately half of all mortgages in Canada are set to renew in 2025 or 2026, due in part to the real estate frenzy that...

Reverse mortgages can help you stay in your home after retirement

Reverse mortgages can help you stay in your home after retirement

Sep 30, 2023 / 11:00 am

The most recent statistics from 2022 indicate there are more than 1.9 million divorced people between the ages of 55 and 89 years old in Canada. This...

Dealing with debt in a time of rising interest rates

Dealing with debt in a time of rising interest rates

Sep 16, 2023 / 11:00 am

A recent survey found 53% of Canadian mortgage borrowers are concerned about the prospect of higher monthly payments at renewal time. Those in a variable rate...

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